// application security

PCI DSS Penetration Testing

PCI DSS requirement 11.4 is explicit: if you touch cardholder data, you need an annual penetration test that covers the cardholder data environment, its perimeter, and the segmentation you rely on to keep the rest of your network out of scope. Our PCI DSS penetration testing delivers exactly that — a QSA-ready assessment that proves your controls hold, not a scan that merely claims they do.

We scope the engagement around your cardholder data environment and the segmentation that defines it, then test both from outside and inside — because 11.4 requires both an external and an internal perspective, plus explicit validation that your segmentation actually isolates the CDE.

PCI DSS Penetration Testing — AgentOffense test coverage and attack surface
PCI DSS Penetration Testing: manual, exploit-led coverage — web, API, cloud, network and AI-agent security.

Why it matters

A failed PCI test found by your QSA is an expensive surprise; a real breach of cardholder data is far worse — fines, forensic costs and mandatory disclosure. PCI DSS penetration testing exists to find the gap on your terms, before an assessor or an attacker finds it on theirs.

What we test

  • Cardholder data environment (CDE) scoping
  • Network segmentation control testing (11.4.5)
  • External penetration testing of the CDE perimeter
  • Internal penetration testing within the CDE
  • Application-layer testing of payment applications
  • Remote access and wireless paths into scope

Common vulnerabilities we uncover

  • Segmentation gaps exposing the CDE
  • Injection and logic flaws in payment applications
  • Weak cryptography protecting cardholder data
  • IDOR exposing transaction or account records
  • Default or weak credentials on in-scope systems
  • Insecure remote access into the environment

Our methodology

  1. Scoping & rules of engagement. We agree objectives, targets and boundaries for your pci dss penetration testing, so testing is safe, authorized and focused on what matters to your business.
  2. Reconnaissance & mapping. We enumerate the full attack surface in scope, building a complete picture before any exploitation begins.
  3. Manual exploitation. Our senior testers chain vulnerabilities by hand — going far beyond automated scanners — to prove real, demonstrable impact.
  4. Analysis & reporting. Every finding is triaged, risk-rated with CVSS and written up with a copy-paste reproduction and clear remediation.
  5. Remediation support & free retest. We support your team through the fixes and retest the remediated issues to confirm they are genuinely closed.

Tools & techniques

Our methodology follows the PCI SSC Penetration Testing Guidance and NIST SP 800-115. We validate segmentation by attempting to reach the CDE from out-of-scope networks, test the CDE perimeter and internal hosts for exploitable weaknesses, and assess payment applications against the OWASP Top 10.

Every finding is mapped to the specific PCI DSS requirement it affects, so your remediation directly supports your assessment, and your QSA receives evidence in the form they expect.

When you need this engagement

  • You store, process or transmit cardholder data
  • Your annual PCI DSS 11.4 penetration test is due
  • A QSA or acquiring bank requires independent evidence
  • You rely on segmentation to reduce PCI scope
  • You have changed your CDE, payment flow or network

What you receive

  • PCI DSS 11.4-aligned penetration test report
  • Segmentation-testing results and attestation
  • Executive summary plus technical evidence
  • Findings mapped to specific PCI DSS requirements
  • Attestation letter for your QSA or acquirer
  • Complimentary retest to confirm remediation

What’s included in your report

Every pci dss penetration testing engagement concludes with a comprehensive, board-ready report and a working session to walk your team through it. Your report includes:

  • An executive summary with overall risk posture for non-technical stakeholders
  • Detailed technical findings, each with a step-by-step, copy-paste reproduction
  • CVSS v3.1 severity ratings and business-impact context for every issue
  • Prioritized, actionable remediation guidance your engineers can apply directly
  • A complimentary retest to confirm fixes and update finding status
  • A formal attestation letter for customers, auditors and compliance programs

Standards & frameworks

PCI DSS 4.0 PCI SSC Penetration Testing Guidance OWASP Top 10 / WSTG NIST SP 800-115

Outcomes you can expect

After your pci dss penetration testing, you will have clear, evidence-based visibility into your real security risk — not a scanner’s guesswork. You will know exactly which weaknesses an attacker could exploit, what the business impact would be, and the precise steps to fix them in priority order. Teams use our findings to close critical gaps, satisfy customer and regulator security requirements, and demonstrate due diligence to their board. With a complimentary retest included, you also get documented proof that the issues are genuinely resolved.

Engagement details & logistics

Every pci dss penetration testing starts with a short, no-obligation scoping call to understand your goals, environment and constraints, followed by a fixed-price proposal and a clear statement of work. Most engagements are delivered fully remotely, with on-site work arranged where it genuinely adds value. Throughout testing we maintain an agreed communication cadence and escalate any critical, high-impact finding to you immediately rather than waiting for the final report. All work is performed under a signed NDA with strict data-handling controls, using safe, non-disruptive techniques and carefully coordinated rules of engagement to protect your production systems. On completion you receive your report and a walkthrough session, followed by a complimentary retest once your fixes are in place. Typical engagements are booked one to three weeks in advance, and urgent or pre-deadline testing can often be accommodated — just ask at hi@agentoffense.com.

Why organizations choose AgentOffense

Our pci dss penetration testing is delivered by senior offensive-security engineers who test the way real attackers do — manually, creatively and with a relentless focus on proving genuine, demonstrable impact. Here is what sets our engagements apart:

  • Manual, exploit-driven testing that chains vulnerabilities the way a real attacker would, going far beyond what automated scanners can find.
  • Reproducible proof for every finding, with copy-paste reproduction steps your engineers can follow and independently verify.
  • Honest severity calibration so you invest in fixing what genuinely matters and avoid wasting effort on false positives and noise.
  • Clear, business-focused reporting that speaks to engineers and executives alike, tying every issue to real-world impact.
  • A complimentary retest included, so you get documented proof that your fixes actually close the attack path.
  • Responsible, collaborative delivery with a named point of contact and secure handling of all data throughout the engagement.

Explore related services

PCI DSS Penetration Testing is frequently scoped alongside our other offensive-security services for broader coverage. Explore related engagements that complement it:

How much does PCI DSS Penetration Testing cost?

Every pci dss penetration testing is scoped and priced individually, so you pay for exactly the coverage you need — with no hidden extras. After a short, no-obligation scoping call we send a fixed-price quote, usually within one business day, with clear deliverables, a firm timeline and a complimentary retest included. The price of your pci dss penetration testing depends on the size and complexity of the target and the depth of testing required, so you always know the cost up front before any work begins.

Get a fixed-price quote

Frequently asked questions

Does this satisfy PCI DSS requirement 11.4?
Yes — our methodology and reporting are built around 11.4, covering external, internal, application-layer and segmentation testing.
Do you test segmentation?
Yes, segmentation control testing is core to the engagement and is documented for your QSA.
Will you work with our QSA?
Yes, we provide evidence and attestation in the format your QSA or acquirer expects.
Do you retest after we remediate?
Yes, a complimentary retest is included to confirm fixes.
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